Long term care refers to the range of services and support that individuals may need when they are unable to perform basic daily activities independently due to aging, illness, or disability. This type of care often includes assistance with tasks such as bathing, dressing, eating, and mobility. Long term care can be provided in various settings, including nursing homes, assisted living facilities, or your personal residence. It is essential to plan for long term care as it can be a significant financial burden for individuals and their families.